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Bill Maher News
Jan 24, 2022
Mon, 24 January 2022 | Agent Websites
Construction materials costs increases 19%, leading to dip in buyer confidence
Builder confidence kicked off 2022 with the first decline in four months as rising inflation and supply chain disruptions continue to complicate homebuilders’ jobs, according to the National Associa...
Jan 21, 2022
Fri, 21 January 2022 | Agent Websites
4 states meet pre-pandemic job levels, with likely more on the way
Some places have traversed the long road to economic recovery more quickly than others, as Texas and Arizona join the ranks of states that have replaced the job losses they suffered since the beginnin...
Jan 20, 2022
Thu, 20 January 2022 | Agent Websites
Wages increasing faster than rent in majority of counties
The 2022 rental affordability report released last week from Attom Data Solutions focused on the affordability of renting versus homeownership in counties across the United States. The report found th...
Jan 19, 2022
Wed, 19 January 2022 | Agent Websites
Six entrance tweaks to boost your home’s value
You don’t get a second chance to make a first impression, and if you’re selling your home, the first impression buyers get is the appearance of your entrance. A few inexpensive changes can boost y...
Jan 18, 2022
Tue, 18 January 2022 | Agent Websites
Listings drop to lowest point since 2016 in latest metro denver real estate market report
New listings in the metro Denver area dropped to the lowest total since 2016 in the latest market report from the Denver Metro Association of Realtors (DMAR). As mortgage rates continue to be low, buy...
Jan 17, 2022
Mon, 17 January 2022 | Agent Websites
Mortgage rates reach highest point since early 2020
Rising mortgage rates are “closing the door” on opportunities for homeowners to refinance at lower rates, but demand for purchase loans remains steady, according to the Mortgage Bankers Associatio...
Jan 14, 2022
Fri, 14 January 2022 | Agent Websites
The top 10 housing markets of 2022 for first-time buyers
First-time homebuyers have had a difficult time over the past few years, with inventory hitting some of its lowest lows as competition and prices have continue to increase. But with remote work now...
Jan 13, 2022
Thu, 13 January 2022 | Agent Websites
Are first-time buyers driving the surging housing demand?
In the immediate aftermath of the housing crash of 2008, government tax credits helped propel first-time buyers to their greatest share of home sales in at least four decades. But when those credit...
Jan 12, 2022
Wed, 12 January 2022 | Agent Websites
Top five cities in the world voted the best places to live
If you had to live somewhere other than in the United States, where would it be? The world is full of beautiful and exciting place to live, but when considering where to live, there ae a variety of fa...
Jan 11, 2022
Tue, 11 January 2022 | Agent Websites
Demand for vacation homes declines
Demand for vacation homes slipped modestly in December, but remained 77 percent above pre-pandemic levels prior to March 2020, according to a report released Thursday from Redfin. The December numb...
Jan 10, 2022
Mon, 10 January 2022 | Agent Websites
Homeowner still cheaper than renting, except in biggest cities
Home ownership is a less expensive option than renting in a majority of U.S. housing markets, even as median home prices shoot through the roof, according to a new report. A report released Thursd...
Jan 7, 2022
Fri, 07 January 2022 | Agent Websites
10 Factors creating a perfect storm in real estate inventory
No matter the source, the message is the same: We are experiencing a record-breaking lack of homes for sale. Since the trends being reported have been national in scope, I dove into our local county r...
Jan 6, 2022
Thu, 06 January 2022 | Agent Websites
Rent control: does It make housing affordable?
Once upon a time, there was a quirky little parochial town called St. Paul, Minnesota — not to be confused with its twin, Minneapolis. (I also call it home.) The city of St. Paul plans on fixing the...
Jan 5, 2022
Wed, 05 January 2022 | Agent Websites
U.S. Median rent increased 11% in 2021
The median asking rent in the U.S. increased 11 percent over the course of 2021 as inflation hit Americans in full force, according to a report from online rental marketplace Dwellsy. That’s thre...
Jan 4, 2022
Tue, 04 January 2022 | Agent Websites
Near-Record home price growth continues, despite upcoming slowdown
Home prices soared once again in October, but offered more signs that the rate of growth may have peaked for now. Homes sold in October went for 19.1 percent more than they did in the same month la...
Jan 3, 2022
Mon, 03 January 2022 | Agent Websites
As omicron triggers market volatility, mortgage rates decline
Buyers who locked in mortgage rates this week got a bit of a reprieve as they continued to race to get ahead of the long-term rate increases to come. The average rate for a 30-year mortgage fell to...
Dec 30, 2021
Thu, 30 December 2021 | Agent Websites
Ten most common new year resolutions
Every year, millions of people make New Year’s resolutions in an attempt to spark positive change. The recurring themes each year include a more active approach to health and fitness, improved finan...
Dec 29, 2021
Wed, 29 December 2021 | Agent Websites
For years, homeowners have stayed put. Why that is about to change?
After housing prices plummeted in 2008, homeowners became newly reluctant to sell and move. Midway through the pandemic, however, the floodgates have opened for the first time in more than a decad...
Dec 28, 2021
Tue, 28 December 2021 | Agent Websites
Existing-Home sales rise again, fueled by climbing mortgage rates
Existing-home sales increased by 1.9 percent from October to November 2021 to a seasonally adjusted annual rate of 6.46 million, according to the National Association of Realtor’s (NAR) existing-hom...
Dec 27, 2021
Mon, 27 December 2021 | Agent Websites
Forbes group makes predictions for 2022 real estate market and beyond
The Forbes Biz Council recently shared their insights on the future of real estate and what trends they believe will impact the market in the coming years. The complexity of local zoning and permit...
Dec 24, 2021
Fri, 24 December 2021 | Agent Websites
Home inventory decreases to record low
Home inventory has grown even more scarce as the number of houses on the market reached an all-time low last month, Redfin reports. The seasonally adjusted number of homes for sale was 18 percent l...
Dec 23, 2021
Thu, 23 December 2021 | Agent Websites
Realtor Group predicts extreme seller’s market in 2022
The state’s largest real estate association has predicted a massive inventory shortage in 2022, creating an “extreme” seller’s market in the New Year. The Denver Metro Association of Realtors ...
Dec 22, 2021
Wed, 22 December 2021 | Agent Websites
Filing your tax returns early has several advantages
By filing your income tax returns early, you will be among the first returns to be e-filed on January 31st, which also means you will be among the first taxpayers to receive their refund early if one ...
Dec 21, 2021
Tue, 21 December 2021 | Agent Websites
10 Booming housing markets to watch in 2022
Experts have said that the real estate market is finally showing signs of slowing after a year of surging home prices and intense buyer competition. But desirable markets across the Mountain West and ...
Dec 20, 2021
Mon, 20 December 2021 | Agent Websites
U.S. Home Price Growth Accelerates to 45-Year Record
U.S. home price growth surged a record 18 percent year over year in October to the highest growth rate in the 45-year history of CoreLogic’s Home Price Index. While the rate of annual home price ...
Dec 17, 2021
Fri, 17 December 2021 | Agent Websites
What kids around the world leave for santa claus on christmas eve
It’s customary for most children here in the United States to leave milk and cookies for Santa Claus on Christmas Eve. Some kids prefer to leave a peanut butter and jelly sandwich. Leaving a treat f...
Dec 16, 2021
Thu, 16 December 2021 | Agent Websites
What you need to know before deducting charitable donations on your taxes
There are several things you should know before you give donations to a charity. Many people give to charities each year during the holiday season. It’s a great time to help those less fortunate. Bu...
Dec 15, 2021
Wed, 15 December 2021 | Agent Websites
Decline in demand for mortgage refinancing previews what's to come
Homebuyer demand for purchase mortgages picked up last week after adjusting for the Thanksgiving holiday, but requests to refinance were down sharply as mortgage rates rose for the third week in a row...
Dec 14, 2021
Tue, 14 December 2021 | Agent Websites
Realtor.com report: 2022 real estate market may be "mixed bag"
A new report from realtor.com indicates 2022 should see an increase in existing homes sales, though challenges with supply will likely linger and turn the year into something of a “mixed bag.” ...
Dec 13, 2021
Mon, 13 December 2021 | Agent Websites
Record increase in Fannie, Freddie loan limits sparks debate
Rapid home price appreciation during the pandemic means loan limits for Fannie Mae and Freddie Mac will make a record-breaking leap in 2022, fueling a debate over housing affordability and competition...
Dec 10, 2021
Fri, 10 December 2021 | Agent Websites
Housing prices predicted to increase by 16 percent in 2022
Housing prices in the metro Denver area are about to increase at a record rate, according to investment bankers. Goldman Sachs recently released a forecast of the nation’s housing market future. The...
Dec 9, 2021
Thu, 09 December 2021 | Agent Websites
New home sales climb to 6-month high
After increasing by double digits in September 2021, sales of new single-family homes slowed significantly in October, rising by a modest 0.4 percent to a seasonally adjusted annual rate of 745,000, t...
Dec 8, 2021
Wed, 08 December 2021 | Agent Websites
Unique holiday foods from around the world
Food is the cornerstone of the holiday season. It brings friends and family together to share memories, cultural traditions, and great flavors. From figgy pudding to fruit cake, many foods bring on...
Dec 7, 2021
Tue, 07 December 2021 | Agent Websites
2021 on pace to be biggest year for existing-home sales since 2006
Existing-home sales increased by just 0.8 percent in October to a seasonally adjusted annual rate of 6.34 million but the resiliency should push sales beyond 6 million homes, the highest volume since ...
Dec 6, 2021
Mon, 06 December 2021 | Agent Websites
Internal revenue service announces dirty dozen tax scams
The Internal Revenue Service (IRS) has announced its annual “Dirty Dozen” tax scams with a special emphasis on aggressive and evolving schemes related to COVID-10 tax relief, including Economic Im...
Dec 3, 2021
Fri, 03 December 2021 | Agent Websites
Home prices and sales expected to decrease over next 2 years
Inflation is heating up and could accelerate further, but the impact on mortgage rates is likely to be modest thanks to the Federal Reserve laying out a clear roadmap of its plans to withdraw its supp...
Dec 2, 2021
Thu, 02 December 2021 | Agent Websites
5 Reasons why the 2022 housing market Looks to be strong
For almost the past two years, real estate professionals have been riding the housing boom to record sales and transaction volume. However, as home prices reach astronomical levels, some experts, agen...
Dec 1, 2021
Wed, 01 December 2021 | Agent Websites
Unique gifts help make the holiday season fun and memorable
Life is more interesting when things get a little unusual, and the same is true for the holidays. While everyone else is busy snatching up the latest electronic games and singing along to their favori...
Nov 30, 2021
Tue, 30 November 2021 | Agent Websites
U.S. Experience record-breaking 8th month of high-speed sales
The pace of home sales broke a record for the eight consecutive month during October even amid slowing seasonal patterns, according to a report from realtor.com released on Wednesday. Amid the cont...
Nov 29, 2021
Mon, 29 November 2021 | Agent Websites
NAR: Home prices experience double-digit growth across 80% of metropolitan areas in Q3
Home prices continued their impressive upward climb during the third quarter of 2021, with the median sales price of single-family existing homes increasing in 99 percent of the 183 markets measured b...
Nov 26, 2021
Fri, 26 November 2021 | Agent Websites
The top 10 benefits of living in an HOA community
When you consider purchasing a home within an HOA community, there are several questions you may have, such as “What are the benefits of living in a covenant-controlled neighborhood.” First, you n...
Nov 25, 2021
Thu, 25 November 2021 | Agent Websites
Recent decline in mortgage rates increases home demand
What at first appeared to be a brief blip in mortgage rate growth deepened this week into a more persistent dip as rates for 30-year loans dropped back below 3 percent. The average rate for a 30-ye...
Nov 24, 2021
Wed, 24 November 2021 | Agent Websites
As mortgage rates dettle, will borrowers respond?
Mortgage rates eased at the end of October, but it remains to be seen whether lower rates will drive increased demand for mortgages. That’s because most of the decline in rates tracked by the Mor...
Nov 23, 2021
Tue, 23 November 2021 | Agent Websites
Recent decline in mortgage rates increases home demand
What at first appeared to be a brief blip in mortgage rate growth deepened this week into a more persistent dip as rates for 30-year loans dropped back below 3 percent. The average rate for a 30-ye...
Nov 22, 2021
Mon, 22 November 2021 | Agent Websites
How will inflation impact the housing market?
It seems that nothing ever stays the same. The United States is currently experiencing the highest inflation rate it has seen in the past 30 years, with a 6.2 percent rise in consumer prices last mont...
Nov 19, 2021
Fri, 19 November 2021 | Agent Websites
America's most expensive enclaves: the big climbers and fallers of 2021
America’s most exclusive home markets got even more expensive in 2021, and new numbers from PropertyShark show just how much. All 10 of the nation’s priciest ZIP codes surpassed $4 million in m...
Nov 18, 2021
Thu, 18 November 2021 | Agent Websites
Home sales believed to be immune from economic pessimism
Americans’ confidence that the economy is on the right track is at its lowest level since 2013, but increasingly negative consumer sentiment is not seen as an immediate threat to home sales as homeb...
Nov 17, 2021
Wed, 17 November 2021 | Agent Websites
Rise in mortgage rates stabilizes; don't expect it to last
Amid an otherwise consistent pattern of steep hikes, mortgage rates dipped this week for only the second time since late September. The average rate for a 30-year mortgage dropped back to 3.09 perc...
Nov 16, 2021
Tue, 16 November 2021 | Agent Websites
Zillow spent big in Colorado’s Front Range this summer, months before collapse of home-flipping business
The collapse of Zillow Offers — the online real estate giant’s venture into buying and selling homes — announced Nov. 2 can be traced, in one small part, to its over eagerness to invest in Color...
Nov 15, 2021
Mon, 15 November 2021 | Agent Websites
Metro denver home sales, listings drop in october
Home sales and listings in the metro Denver area dropped considerably in October as the market appears to cool compared to this time last year, according to the most recent market report from the Denv...
Nov 12, 2021
Fri, 12 November 2021 | Agent Websites
4 Big real estate trends to bet on in 2022
Looking toward the future is a huge part of any real estate agent’s job but just what that means can be a challenge to figure out. Should you be keeping your eye on blockchain and cryptocurrency? Fi...
Nov 11, 2021
Thu, 11 November 2021 | Agent Websites
Homeowners who left forbearance now more likely to require help
More than half a million homeowners who put their loans in forbearance during the pandemic are now in active loss mitigation, a 37 percent jump from a month ago, as relief programs that allowed millio...
Nov 10, 2021
Wed, 10 November 2021 | Agent Websites
Questions to ask yourself before buying a vacation home
Did you fall in love with your last vacation destination and know that you absolutely must buy a home there so that you can recreate those magical experiences. You are not alone. According to the Nati...
Nov 9, 2021
Tue, 09 November 2021 | Agent Websites
Why the housing market will cool in 2022
You’re hearing it from every corner: Home values are rising so fast that a cooling period is imminent. And according to Zelman & Associates CEO Ivy Zelman, there are some strong indicators that a tu...
Nov 8, 2021
Mon, 08 November 2021 | Agent Websites
As prices climb to historic record, new home sales beat expectations
Sales of new single-family homes spiked 14 percent between August 2021 and September 2021 to a seasonally adjusted annual rate of 800,000, according to the U.S. Census Bureau and Department of Housing...
Nov 5, 2021
Fri, 05 November 2021 | Agent Websites
30-Year Mortgage Rates reach highest point since early spring
Rates for 30-year mortgages earlier this week reached their highest levels since April as the U.S. housing market continued to navigate a host of unprecedented conditions. A month of sharp growth h...
Nov 4, 2021
Thu, 04 November 2021 | Agent Websites
Existing-Home sales recover in september after august decline: NAR
Existing-home sales surged 7 percent in September 2021 to a seasonally adjusted annual rate of 6.29 million following August’s 2 percent dip in sales, the National Association of Realtors (NAR) repo...
Nov 3, 2021
Wed, 03 November 2021 | Agent Websites
2021 on track to be one of the strongest years in real estate history for home sales
A new report from real estate tech firm MoxiWorks predicts that a strong fall and winter homebuying season should mean 2021 will wrap up with nearly 7 million total sales — making it one of the stro...
Nov 2, 2021
Tue, 02 November 2021 | Agent Websites
Rent prices experienced close to rare double-digit growth in August: CoreLogic
Nationwide, rent for a typical single-family home surged 9.3 percent in August, notching a year-over-year increase in growth unparalleled since at least 2005, according according to CoreLogic’s late...
Nov 1, 2021
Mon, 01 November 2021 | Agent Websites
As list prices keep soaring, many homebuyers are not playing along
The share of homes that sold for more than they were initially listed for dropped in September for the third consecutive month, according to a report released Thursday by OJO Labs. Approximately 43...
Oct 29, 2021
Fri, 29 October 2021 | Agent Websites
Mortgage rates for home loans reach highest levels since june
Homebuyers took rising mortgage rates in stride last week, but interest in refinancing continued to dwindle as rates for home loans hit their highest levels since June. The Mortgage Bankers Associa...
Oct 28, 2021
Thu, 28 October 2021 | Agent Websites
Robust market may be cooling as we enter the winter season
Real estate market observers report that the robust metro Denver real estate market may be cooling somewhat as we enter the winter months. The record-breaking home buying and selling activity in Color...
Oct 27, 2021
Wed, 27 October 2021 | Agent Websites
Housing affordability improves for 2nd straight month
Despite market headwinds, housing affordability improved for the second consecutive month, according to the National Association of Realtors’ August Housing Affordability Index. Affordability imp...
Oct 26, 2021
Tue, 26 October 2021 | Agent Websites
What mortgage loan is best for you?
Unless you can buy your home entirely in cash, finding the right property is only half the battle. The other half is choosing the best type of mortgage. You’ll likely be paying back your mortgage ov...
Oct 25, 2021
Mon, 25 October 2021 | Agent Websites
If Mortgage Rates keep rising, home price may moderate
After months of relative stability, mortgage rates are headed up as investors who fund home loans digest the prospects for long-term inflation and the Federal Reserve’s plans to taper support for mo...
Oct 22, 2021
Fri, 22 October 2021 | Agent Websites
Five things to keep in mind when buying a brand new home
Brand new homes can be very appealing. They haven’t been lived in, you can customize features, and you avoid the improvement costs that can come with older homes. If the new home is part of a pla...
Oct 21, 2021
Thu, 21 October 2021 | Agent Websites
Denver ranked among the top food cities in the country
Denver is one of the top cities in the country for food lovers, according to a report from WalletHub. Denver ranked 18th overall when considering several categories. While Denver wasn’t ranked first...
Oct 20, 2021
Wed, 20 October 2021 | Agent Websites
Think twice before dealing with companies that want to buy equity in your home
Home equity investment companies lend you money, based on your home’s equity, for a fixed period of time. For this, you give them a percentage of your home’s future appreciation. This is risky bec...
Oct 19, 2021
Tue, 19 October 2021 | Agent Websites
Better Holdco enabling homebuyers in 12 states to make cash offers
Demonstrating once again that it’s about more than just mortgages, Better Holdco Inc. has rolled out a cash offer program to its real estate brokerage clients that it’s already scaled up to 45 mar...
Oct 18, 2021
Mon, 18 October 2021 | Agent Websites
Tips for finding listings in a highly competitive market
Becky Eakle believes that 60 percent of a real estate agent’s work should be with sellers. And if an agent has been in the business for more than two years, that percentage should tick up to 70. The...
Oct 15, 2021
Fri, 15 October 2021 | Agent Websites
US home prices soar to 45-year high
U.S. home prices soared 18.1 percent in August, notching the highest annualized rate of acceleration since CoreLogic began recording the data in 1977. U.S. home prices increased by 1.3 percent betw...
Oct 14, 2021
Thu, 14 October 2021 | Agent Websites
Essential workers dismiss space and age of home to afford rent: Zillow
In September, a CoreLogic report showed that single-family rents hit a new record in July 2021, and renters are making sacrifices to afford those skyrocketing rents. Millions of essential workers i...
Oct 13, 2021
Wed, 13 October 2021 | Agent Websites
Is staging your home for sale worth the effort?
Is staging your home for the market really worth the time and effort? When potential buyers come to view your home, you want them to see themselves living there. They need to feel at home, so many per...
Oct 12, 2021
Tue, 12 October 2021 | Agent Websites
Buyers wonder if sellers are getting greedy, as asking prices soar to new records
The median asking price of newly listed homes for sale surged 12 percent year over year to a new record high of $361,250 during the four-week period ending September 26, according to tech-powered brok...
Oct 11, 2021
Mon, 11 October 2021 | Agent Websites
U.S. Home price growth experiences biggest gain in a generation
U.S. home price growth soared 19.7 percent in July, extending an unprecedented 14-month streak of increases and setting a new record for annual price growth, according to the S&P/Case-Shiller U.S. Nat...
Oct 8, 2021
Fri, 08 October 2021 | Agent Websites
Median home price in metro Denver escalates dramatically
The median home price in the metro Denver area saw an increase year-over-year of anywhere from 15.2% in Wheat Ridge to 41% in Lone Tree, with everything in between. The metro area has been at less tha...
Oct 7, 2021
Thu, 07 October 2021 | Agent Websites
Short-Term rental demand will likely be high for fall, winter
Short-term rental demand fell below 2019 levels for the first time since April 2021 in August, dropping by 0.9 percent, according to a report from short-term rental analytics company AirDNA. As fam...
Oct 6, 2021
Wed, 06 October 2021 | Agent Websites
For 2nd consecutive month, new home sales see modest gains
Sales of newly built single‐family homes hit a seasonally adjusted annual rate of 740,000 in August 2021, up 1.5 percent from the revised July rate of 729,000, according to data released on Friday b...
Oct 5, 2021
Tue, 05 October 2021 | Agent Websites
Home costs stay in acceptable range thanks to low mortgage rates
Low mortgage rates and rising incomes have kept monthly housing costs largely within affordable levels, but those costs have been creeping closer to the limits of what lenders recommend. The main c...
Oct 4, 2021
Mon, 04 October 2021 | Agent Websites
Five free and easy ways to save energy
Every step you take to save energy helps you save money and reduce your home’s impact on the environment. If every American simply replaced one light bulb with a more energy-efficient variety, we wo...
Oct 1, 2021
Fri, 01 October 2021 | Agent Websites
Fall housing forecast: moderating prices, tighter inventory, less competition
It looks like real estate agents will have time to pause and take in a breath of crisp, fall air as they transition from the summer to the fall real estate market, according to insights from industry ...
Sep 30, 2021
Thu, 30 September 2021 | Agent Websites
As inventory situation improves, demand for mortgages surges
Demand for purchase loans rebounded last week to the highest level seen since April, as demand for housing remains strong and more listings become available in some markets. The Mortgage Bankers As...
Sep 29, 2021
Wed, 29 September 2021 | Agent Websites
Struggling homeowners may evade foreclosure due to surging prices
According to a survey of real estate experts and economists, only 1 in 20 homes that hit the market next year will be foreclosed properties According to a recent survey sponsored by Zillow, as evic...
Sep 28, 2021
Tue, 28 September 2021 | Agent Websites
Multifamily housing starts deliver august surprise as single-family starts decline
Multifamily housing starts beat expectations in August, rising 3.9 percent from the revised July estimate to a seasonally adjusted annual rate of 1,615,000, likely buoyed by softening lumber prices, a...
Sep 27, 2021
Mon, 27 September 2021 | Agent Websites
Rent prices increase dramatically once again: CoreLogic
While June’s rental prices were the highest since 2005, July’s numbers set new records yet again. According to the latest Single-Family Rent Index report from CoreLogic released on Tuesday, rent f...
Sep 24, 2021
Fri, 24 September 2021 | Agent Websites
Home sales expected to stay strong this fall: MoxiWorks
Despite the ongoing coronavirus pandemic and the looming autumn season, a new report from real estate tech firm MoxiWorks suggests home sales will remain strong during the next month and a half. Th...
Sep 23, 2021
Thu, 23 September 2021 | Agent Websites
Fewer homes sell in August than last year, a first since pandemic boom
For the first time since the pandemic-fueled housing boom began, fewer homes sold in the month of August than in the same period the previous year. Home sales dropped 1.4 percent from July to Augus...
Sep 22, 2021
Wed, 22 September 2021 | Agent Websites
Mortgage Rates remain stable as virus continues
Rates for 30-year loans that have remained almost eerily stable for weeks posted yet another period of minimal change, according to results from Freddie Mac’s latest lender survey. Uncertainty ov...
Sep 21, 2021
Tue, 21 September 2021 | Agent Websites
Profit margins on fixer-uppers decrease as flip sales increase
It’s not the most lucrative time to flip houses, but that’s not stopping investors from getting back in the game. Profit margins on home flips in the second quarter of the year hit their lowes...
Sep 20, 2021
Mon, 20 September 2021 | Agent Websites
Foreclosure rate hits 22 year low, with every state tallying declines
After a year of downward action, foreclosure rates have hit a historic 22.5-year low: 0.2 percent. Total delinquency rates fell to 4.4 percent in June, down 2.7 percentage points from last year, ac...
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